Last Updated 12/09/22Terms & Conditions


These terms and conditions manage your use of this website. These terms will be applied fully and affect your use of this website. By using this website, you agree to accept all terms and conditions written in here. You must not use this website if you disagree with any of these terms and conditions. is a site operated by Hazel, a trading name of Morrow Choice Ltd (referred to in this policy as "we", "our" or "us"). We are registered in England and Wales under company number 14382025.

Minors or people below 18 years old are not allowed to use this website.

Our site is directed to people residing in the United Kingdom. We do not represent that content available on or through our site is appropriate for use or available in other locations.


To contact us please email

Intellectual Property Rights

Other than the content you own, under these terms, Hazel and/or its licensors own all the intellectual property rights and materials contained in this website. No act of downloading or otherwise copying from this website will transfer title to any software or material on this website to you. Hazel reserves all rights with respect to copyright and ownership of all material on this website, and will enforce such rights to the full extent of the law.

You are granted a limited license only for purposes of viewing the material contained on this website.


You are restricted from all of the following:

  • publishing any website material in any other media (save for publishing links to our website in accordance with the section headed "rules about linking to our site" below);
  • selling, sub-licensing and/or otherwise commercializing any website material;
  • publicly performing and/or showing any website material (save for publishing links to our website in accordance with the section headed "rules about linking to our site" below);
  • using this website in any way that is or may be damaging to this website;
  • using this website contrary to applicable laws and regulations, or in any way may cause harm to the website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this website;
  • using this website to engage in any advertising or marketing.

We will try to give you reasonable notice of any suspension, restriction or withdrawal of our site.

No Warranties

This website is provided "as is," with all faults, and Hazel express no representations or warranties, of any kind related to this website or the materials contained on this website. Hazel assumes no responsibility for, and makes no warranties that, functions contained on this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available will be free of viruses or other harmful components. Hazel limited shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer. Also, nothing contained on this website shall be interpreted as advising you. You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not introduce viruses

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the computer misuse act 1990. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Rules about linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

Limitation of liability

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation. Subject to unlawful exclusions, in no event shall Downsizeable, nor any of its officers, directors and employees, be held liable for anything arising out of or in any way connected with your use of this website whether such liability is under contract.

Different limitations and exclusions of liability will apply to liability arising as a result of the supply of our services to you, which will be set out in our mortgage offer and mortgage deed terms and conditions.

Governing law & Jurisdiction

These terms will be governed by and interpreted in accordance with the laws of England, and you submit to the non-exclusive jurisdiction of England for the resolution of any disputes.